Unscheduled Charter Aircraft
Any flight that doesn't appear in a public airline timetable — including the light-aircraft hops that connect most safari camps. Many mainstream travel policies quietly exclude them, which can void medical and baggage cover for the most remote leg of your trip.
The Cessna Caravan that flies you from Maun into an Okavango camp is an unscheduled charter: it operates on demand, not on a published timetable. That distinction matters because many policy wordings restrict air-travel benefits to scheduled carriers only — and a bush flight is, by definition, not one.
Why it matters
If your policy excludes unscheduled charters, an accident during the flight — or baggage lost on it — may not be covered at all. Fly-in itineraries in Botswana, Zambia, and Tanzania can involve four or more of these flights in a single trip.
How to verify coverage
Search the policy wording for "scheduled", "charter", and "private aircraft".
Ask the insurer in writing whether unscheduled charter flights operated by a licensed commercial operator are covered.
Confirm both the medical and the baggage sections — they can treat aircraft differently.