The Complete Guide to Safari Travel Insurance

Standard travel insurance is built for beach holidays and city breaks. Safari trips break almost every assumption it makes: you fly on unscheduled light aircraft, you carry equipment worth more than a car, you are hours from the nearest hospital, and your itinerary might include activities most policies quietly exclude.

The four things that actually matter

1. Bush flight coverage — the single most commonly excluded benefit on safari, and the one that matters most. 2. Medical evacuation limits — remote camps can mean a $60,000-120,000 airlift. 3. Camera and gear coverage — generic baggage limits cap out around $500-2,500. 4. Activity-specific exclusions — walking safaris, gorilla trekking, and balloon safaris are each excluded by different insurers for different reasons.

InsureMySafari scores every plan against these four criteria automatically, so you never have to read forty pages of policy wording to find out your camera isn't covered.